How Best Care Health Card is Beneficial for Those Who Already Have Health Insurance
Health insurance provides a vital safety net for medical emergencies, but it doesn’t always cover all healthcare needs, especially when it comes to day-to-day medical expenses. This is where Best Care Health Card steps in, offering numerous advantages to people who already have health insurance. With Best Care Health Card, you can save on a variety of healthcare services and enjoy significant discounts that enhance your overall health coverage.
Key Benefits of Best Care Health Card
- Free OPD Consultations Worth ₹5000 per Year
Best Care Health Card provides free outpatient (OPD) consultations worth ₹5000 annually. This covers a wide range of medical consultations, allowing you to seek medical advice without worrying about additional consultation fees. Whether it’s for minor illnesses or routine checkups, this benefit ensures that you receive high-quality healthcare at no extra cost. - Unlimited OP Discounts from 20% to 50%
The card offers unlimited OP discounts, ranging from 20% to 50% on various medical services and treatments. From doctor consultations to specialized treatments, the card enables you to save a substantial amount every time you seek healthcare. This feature proves to be particularly valuable for families or individuals with frequent medical visits. - Discounted Diagnostic Tests
Diagnostic tests are often costly, even with insurance coverage. With Best Care Health Card, you can access discounted rates for diagnostic tests at trusted labs, helping you save on expenses for blood tests, imaging, and other essential diagnostic services. - Other Healthcare Benefits
The card also comes with several additional benefits, such as discounts on medicines, hospitalization, and health checkups. This comprehensive coverage ensures you get more value out of your healthcare budget, making it an excellent addition to any health insurance policy.
Case Study Scenario: Clear Savings with Best Care Health Card
To illustrate the savings, let’s consider the case of Mr. Ramesh, a health insurance holder with a family of four. He already has health insurance, but he often finds himself paying for routine consultations and diagnostic tests, which are not always fully covered by his policy.
- Annual Free OPD Consultations (₹5000): Mr. Ramesh’s family has four members. Each member visits a doctor for regular checkups, and without the Best Care Health Card, they would typically spend ₹1000 per consultation. With the card, they get ₹5000 worth of consultations for free, covering four visits for each family member, saving them ₹4000 annually.
- Unlimited OP Discounts (20%-50%): Mr. Ramesh frequently requires specialist consultations. For a specialist visit that costs ₹2000, with a 30% discount through the card, he saves ₹600 per visit. If he has six such visits in a year, this amounts to a total saving of ₹3600.
- Discounted Diagnostic Tests: Mr. Ramesh’s family members often need blood tests or X-rays. Without the card, these tests would cost approximately ₹5000 annually. With the card’s discount, he pays only ₹3500, saving ₹1500.
Total Savings for Mr. Ramesh:
- Free OPD Consultations: ₹4000
- OP Discounts on Specialist Visits: ₹3600
- Discounted Diagnostic Tests: ₹1500
Total Annual Savings: ₹9100
Given that the Best Care Health Card costs only ₹590 per year, Mr. Ramesh saves ₹9100 annually, which is nearly 15 times the cost of the card.
Why Best Care Health Card is a Must-Have Addition to Health Insurance
The Best Care Health Card is a complementary health tool that can help you reduce out-of-pocket medical expenses significantly. Even if you already have health insurance, this card acts as a supplementary benefit, offering you more savings on healthcare services that may not be fully covered by your insurance plan. For just ₹590 annually, the card pays for itself many times over, making it an essential investment for anyone looking to maximize their healthcare savings.
By providing valuable benefits such as free OPD consultations, significant discounts on medical services, and cheaper diagnostic tests, Best Care Health Card is a perfect companion for those who already have health insurance, offering extra support and reducing your overall healthcare costs.
